Though many financial transactions are now paperless and most of us keep track of our finances using websites and apps, there are still many common reasons to use a physical check.
Frequently, employers require you to submit a voided check in order to record your account information and set up direct deposit for your paychecks. Fortunately, voiding a check is a simple and straightforward task. Follow these three steps to get a properly voided check for setting up direct deposit or other automatic payments. Those numbers are what the person receiving the voided check will use to identify your checking account. Make a copy of the voided check to send to your employer or whoever else needs the voided check.
You can keep the original for yourself as a reminder that the check with this number was not used for a specific payment. Chime does not provide financial, legal, or accounting advice.
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Banks are not responsible for the accuracy of any content provided by author s or contributor s. What Is a Voided Check? Steps to Voiding a Check. Voided Check Example. To Help Combat Check Fraud Voiding a check that should not be in use can also help prevent check fraud. Ask your bank if they can print you a voided check there may be a small fee See if your bank has pre-filled direct deposit forms available for you to use instead Look into a direct deposit authorization form through your employer Check if your employer would accept a deposit slip or photocopy of a check Requirements often vary depending on the workplace.
Voiding a Check FAQs. How do I get a voided check? How do I void a blank check? Compensation may factor into how and where products appear on our platform and in what order. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you.
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A voided check is a valid paper bank check that you render unusable and uncashable. Though that specific check can no longer be used to make a purchase or access funds from the attached bank account without your authorization, a voided check is still very useful. In some cases, your employer may ask for the physical check that has been voided.
There is only one hitch, you need to know how to void a check, and you may not have done that before. Fortunately, voiding a check is easy.
Make the letters tall enough and wide enough to cover most of the check. Make a note of the check-in your check register so that you know where that particular check went. Did you write a large check to somebody and forget about it, or did that check gets stolen? When will it hit your account? Your check is now ready to send. Take steps to hide your account information from thieves and hackers. For example, consider encrypting the image or uploading it to a secure file vault.
You may have to get creative, wait for checks, or find an alternative way to link your bank account. See if you can set up your bank account link entirely online. In most cases, you need to provide your bank account information in an online form. You may also be able to set up deposit or withdrawal instructions using a deposit slip instead of a voided check. A pre-printed deposit slip might be required—not the blank ones you grab at the bank and fill out by hand.
You may have several of these pre-printed slips in the back of your checkbook. If so, try voiding that check as if it came out of your checkbook.
A creative solution is to have a check printer to generate an image of a voided check for you. If all else fails, you may be able to get official documentation from your bank or credit union instead of voiding a check.
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